HOUSTON – House-hunting shouldn’t feel impossible. But for Martin Campusano and millions of prospective buyers across Texas, the biggest obstacle isn’t interest rates or search fatigue — it’s the down payment. What many don’t realize: there are powerful assistance programs that can provide real, often life-changing money to help you buy a home.

The problem:

Mortgage rates hovering around 6.2% and record-high home prices have pushed monthly payments and upfront costs out of reach for many families.

The number that stops people most often: the down payment. Even modest-sized homes can demand thousands of dollars up front — money many hardworking families don’t have.

A surprising solution: Enter down payment assistance (DPA) programs. These programs — run by state agencies, counties, ci

See Full Page