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President Donald Trump proposed a 50-year mortgage to address housing affordability issues earlier this week.

On Thursday, Utah experts expressed concerns over higher lifetime costs and slow equity growth.

Some see potential benefits for young buyers but stress understanding loan implications.

SALT LAKE CITY — President Donald Trump earlier this week floated a 50-year mortgage as an affordability fix during a struggling economy. The idea drew cheers from some who want lower monthly payments — and warnings from others who see slower equity and bigger lifetime costs.

The idea was initially posted to the president's Truth Social and quickly shared to X by Director of Federal Housing Bill Pulte, who claimed that it would be "a complete game

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