Health insurance premiums keep rising, fueled by decades of lax oversight of health care consolidation that has given hospitals and health insurers enormous market power. That power is letting insurers keep raising prices and increasing their profits.

Millions of Americans are likely experiencing sticker shock as they learn that their monthly health insurance bills are set to skyrocket next year. Much of the blame has focused on the likely expiration of enhanced premium tax credits, which will drive up rates for Affordable Care Act Marketplace plans.

But this development isn’t the only culprit for our current health insurance crisis. After all, those with employer-sponsored coverage are also facing major insurance price hikes. In truth, experts say this moment has been decades in the mak

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