Money and games: Federer thrived without perfection and so can your money with consistent asset allocation which beats market timing

Markets, like life, are dynamic and unpredictable. Each asset class has its rhythm: equities thrive on optimism, bonds on caution, gold on fear. The disciplined allocator doesn’t try to forecast which emotion will dominate next. Instead, they construct a portfolio that benefits from whichever asset the market is benevolent to.