TAMPA - As foreclosure rates climb across the United States, Florida has emerged as the hardest-hit state, and Tampa is at the center of the surge. Real estate experts say a combination of declining home values, rising insurance premiums and increasing daily expenses is forcing more homeowners into financial distress.

The backstory:

ATTOM Data’s October 2025 U.S. Foreclosure Market Report recorded 36,766 foreclosure filings nationwide last month, up 3 percent from September, and 19 percent from a year ago, according to a report released by the company last week.

Florida posted the nation’s highest foreclosure rate at one in every 1,829 homes. Tampa ranked first among large metro areas, with one in every 1,373 housing units facing foreclosure, a jump that ATTOM says reflects the resump

See Full Page