- Collateral, eligibility and regulatory defects rise as cash-out refinances grow; core underwriting quality continues to strengthen -

DENVER, Colo., Nov. 18, 2025 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the second quarter (Q2) of 2025. The report analyzes post-closing quality control data derived from the ACES Quality Management & Control® software .

Key findings from the Q2 2025 ACES Mortgage QC Industry Trends Report include:

The overall critical defect rate increased 15.27%, rising from 1.31% in Q1 2025 to 1.51%.

Appraisal defects surged 156.5%, while Bor

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