• After adopting our two sons, all I worried about was what would happen if something happened to me. • In 2020, my husband and I decided to finally go ahead with our estate planning. • We had to have hard conversations together.

For my first decade as a mom, any time my husband and I got in the car to travel somewhere together without our sons, my brain played a recurring horror movie: we died in a terrible car crash, leaving behind a giant mess. It wasn't just fear; it was a reminder that without a plan, everything we cared about could be thrown into chaos.

When we initially became adoptive parents, we talked frequently about guardianship and financial plans if something were to happen to us. We wanted to make sure our children, elementary school-aged at the time, were cared for. B

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