Savers with CD accounts set to mature this December should consider making select moves now. Pakin Songmor/Getty Images

Certificate of deposit (CD) accounts have generated strong yields for savers who locked in high rates in 2023 and 2024. Around a year ago, you could find some CD APYs up to 6% . Now many of those same accounts are approaching their CD maturity date at a time when rates are drifting lower.

If you have a CD that's about to expire in the coming weeks, it's imperative to understand your options and be proactive. If you ignore your CD's maturity date , it might auto-renew at a lower rate, or you could miss out on better options entirely. What should you do instead? If your CD is maturing this December, some experts recommend taking strategic steps now. Below,

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