Mortgage rates moved modestly lower this week, but interest rates were not the big news for anyone following home loans. President Donald Trump’s social media post about a 50-year mortgage stole the show, as economists and pundits critiqued the ins and outs of such a proposal.

Though details weren’t provided, the three-word version says plenty: 50-year mortgage. A loan that, if you didn’t sell or refinance — which to be fair, most homeowners will at some point — would take half a century to repay. The idea popped up in a Truth Social post from the president over the weekend, which was quickly re-posted on X by Federal Housing Finance Agency director Bill Pulte.

Aiding affordability is the intention of the proposed ultra-long loan, but reaction was swift and strongly negative. Let’s slow

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