New Delhi, Nov 20 (IANS) The Gross Non-Performing Asset (GNPA) ratio of scheduled commercial banks (SCBs) improved to 2.1 per cent as of the second quarter of the current financial year (Q2FY26) from 2.6 per cent a year earlier, a report said on Thursday.

Meanwhile, the GNPA declined 11.1 per cent year-on-year (YoY) to Rs 4.05 lakh crore.

“In comparison, the Net Non-Performing Asset (NNPA) ratio remained steady at 0.5 per cent for the third consecutive quarter as compared to 0.6 per cent in Q2FY25, with NNPAs falling 9.9 per cent YoY to Rs 0.88 lakh crore,” CareEdge Ratings said in its report.

Both metrics improved due to strong recoveries and upgrades, lower incremental slippages, and portfolio clean-up through write-offs and sales to ARCs.

Sequentially, SCBs’ GNPAs and NNPAs declined

See Full Page