Shruti Ashok

When we think about climate change, images of melting glaciers, rising seas, or scorching summers come to mind. But what if the real battleground lies not in distant rainforests or polar ice caps, but in something as personal as your bank account? Every rupee we deposit, borrow, or invest has a carbon footprint. Banks, mutual funds, and pension funds don’t just keep our money safe — they deploy it. The question is: where? Is it financing renewable energy projects and sustainable businesses, or propping up coal plants and polluting industries?

Globally, trillions of dollars are being mobilised under the umbrella of “climate finance” — funds aimed at reducing emissions and helping societies adapt to climate shocks. Yet, for the common man, this feels like something discussed o

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