ELSS, PPF and NPS are three trusted ways to save tax. (Photo Source: Freepik) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Saving tax is something all of us want, and planning for retirement is just as important. In India, three popular options that help with both future planning and tax benefits under Section 80C are the Public Provident Fund (PPF), Equity-Linked Savings Scheme (ELSS) and the National Pension System (NPS). These three options suit different kinds of investors because they vary in risk, returns and tax advantages.

If you are trying to choose between PPF, ELSS and NPS, knowing the basics of each option will make it easier to see which one fits your goals.

Equity-Linked Saving Schemes (ELSS)

ELSS are mutual funds that invest predominantly in equities a

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