Once the haze clears from Thanksgiving sales , you might feel like a triumphant bargain hunter — or maybe you’ll be panicking over your receipts. Either way, you’re not alone.

“Retailers have been pushing people to shop earlier and harder for years,” says Melissa Caro, a certified financial planner based in New York City and founder of digital platform My Retirement Network. “It’s incredibly normal to overshoot a bit on Black Friday or Cyber Monday.”

In fact, holiday shoppers plan to spend $1,107, on average, for gifts this year, according to a NerdWallet study , which is $182 more than last year’s average.

Overspending happens for people at all income levels, says Tom Geoghegan, a CFP with Beacon Hill Private Wealth in Summit, New Jersey. “It doesn’t really matter if you’re making

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