CLEVELAND — The season of giving is arriving with added financial stress for many Americans. A new U.S. News & World Report survey shows 79% of respondents are worried they won’t have enough money for holiday gifts this year, an 11% jump from last season.

Consumer credit card analyst Adriana Ocañas, who broke down the findings in a newly, said the concern reflects a deeper trend in household budgets.

"This may come as no surprise since 71% of respondents say they feel they're living paycheck to paycheck,” Ocañas said. “This number has been steadily increasing for the past two years. In 2023, roughly 53% of Americans felt they were living paycheck to paycheck. In 2024, that number was 65%.”

The survey also highlights how Americans plan to navigate costs. Thirty-two percent say they will

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