Holiday shopping season is here, and if you're feeling pressure to spend big this year, you're not alone. According to the National Retail Federation, Americans are expected to spend an average of $890.45 per person on holiday items, which is just shy of the all-time high reached in 2021. kAm~? 2G6C286[ 4@?DF>6CD A=2? E@ DA6?5 Seaf]hb @? 8:7ED 7@C 72>:=J[ 7C:6?5D 2?5 4@H@C<6CD] %96 C6DE EJA:42==J 8@6D E@ D62D@?2= 6IEC2D =:<6 7@@5[ 564@C2E:@?D 2?5 8C66E:?8 42C5D] q6EH66? C:D:?8 AC:46D[ H:D9 =:DED 2?5 76DE:G6 >2C<6E:?8 6G6CJH96C6 J@F EFC?[ :E’D 62DJ E@ 8@ @G6C3@2C5]k^Am kAmqFE 9@H >F49 D9@F=5 J@F 24EF2==J DA6?5 @? 9@=:52J 8:7EDn %92E ?F>36C D9@F=5 56A6?5 =6DD @? ?2E:@?2= 2G6C286D 2?5 >@C6 @? J@FC A6CD@?2= 7:?2?4:2= D:EF2E:@?] w6C6’D 9@H E@ D6E 2 8:7E\8:G:?8 3F586E E92E H@?’E 56C2:= J@FC 7

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