CHARLOTTE — Let's just set the scene to start.

The Panthers were facing fourth-and-3 from the Rams' 33-yard line, down by four points. It was the first drive of the second half, and if the Panthers could convert, they'd have a chance to get crucial points against the NFC's top team.

It was pouring down rain at that point, and the Panthers had run the ball already up to that point, 5.69 yards a carry through the first half, and had already converted one fourth-down in the first half on a run play to Rico Dowdle .

No one would have been surprised or questioned if the Panthers ran the ball again in such a situation.

Instead, Bryce Young dropped back and immediately locked in on Jalen Coker , who had gotten past Emmanuel Forbes in a one-on-one matchup. The Rams' corner had not given

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