How much interest can a $10,000 long

Thanks to a high rate and extended timeline, the growth potential for a $10,000 long-term CD is elevated now. Khanchit Khirisutchalual/Getty Images

Locking your money away in a savings account that you won't be able to touch without a fee doesn't make sense in a steady economic climate. Unfortunately, for many savers, this isn't that climate right now. Inflation , while markedly cooler than it's been in recent years, has risen recently and remains a full percentage point above the Federal Reserve's target goal, according to the most recent data. Unemployment also recently ticked up, and widespread layoffs are now a growing concern.

In this climate, protecting a large, five-figure portion of your money for an extended period – until this period of economic uncertainty conclu