ATLANTA--(BUSINESS WIRE)--Dec 2, 2025--

Operation HOPE, a national nonprofit dedicated to helping low- and moderate-income Americans thrive in an ever-changing economy, today released the fourth quarter 2025 results of The HOPE Insider , a comprehensive survey tracking financial sentiment among the organization’s broad client base. The latest findings revealed that while many clients expect to spend less this holiday season amid greater personal financial strain and broader macroeconomic concern, they continue to express strong optimism about improving their own financial wellbeing in the year ahead.

Key Fourth Quarter 2025 Findings:

1. Operation HOPE clients plan to spend less this holiday season

79% of respondents plan to spend less on holiday purchases this year compared to la

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