WASHINGTON — There was a lot of talk among lawmakers on Thursday about extending the enhanced Affordable Care Act premium tax credits next year. But the prospects of passing legislation still seem dim.

The focus on the credits underscores the major role that ACA premiums play in the issue of rising costs. Democrats have made tying the credits to affordability a key tactic in next year’s midterm elections.

The extra subsidies that Democrats began providing during the pandemic to lower premiums expire at the end of the year. The enrollment period for 2026 ACA marketplace coverage ends Dec. 15, and premium payments for next year have more than doubled on average. Congress could reopen enrollment if they were to strike a deal to extend the credits.

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