For seniors on Medicare Advantage, lower costs can mean gambling with health care

On a mid-November morning, Rick Cuddeford talked with Medicare-eligible Nebraskans about their options at the Saving Seniors Money office in Lincoln. His one-on-one discussions were timely, as the year’s open enrollment period ends on Dec. 7.

“We don’t push people one way or the other,” Cuddeford said. “Our job is to educate people about both options, and then whatever they are comfortable with, we go with for their coverage.”

Cuddeford said Saving Seniors Money — a group of independent insurance agents specializing in Medicare options — has helped over 5,000 households find Medicare options that work for them through educational seminars, one-on-one meetings and phone calls.

Saving Seniors Money / Provided

“When you do a good job, your name gets out there, and that’s how we gr