On December 5, Arizona Cardinals head coach Jonathan Gannon delivered the news that his quarterback, Kyler Murray , is done for the season. Murray’s foot injury, suffered in a Week 5 loss to the Tennessee Titans , hasn’t healed despite multiple opinions and tests conducted out of state. However, Murray’s contract situation has now turned into a major headache for the team’s future.

Arizona faces a financial reality that goes way beyond the 2025 season. Murray is owed $36.8 million in guaranteed money for the 2026 season, money that’s already locked in whether he plays or not. That’s the price of the massive $230.5 million extension he signed back in 2022. However, the $36.8 million is only a part of the problem.

If Murray stays on the Cardinals’ roster past March 15, 2026, an

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