(BPT) - The winter season is a time you may look forward to all year long. But with the coming months of winter weather challenges, the hustle and bustle of the holiday season and increased travel, it's crucial to be prepared for unexpected events like accidents. In case you or someone in your family slips on the ice, gets in a fender bender or experiences some other mishap, you'll want to be sure you're prepared for what to do after the incident occurs.

Just how common are these kinds of accidents? According to the National Safety Council , 62 million people in the U.S. sought medical attention for some kind of injury in 2023. And while many health insurance plans will cover most major medical expenses, you could still be left with plenty of out-of-pocket costs such as co-payments, ded

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