Trying to 'time the market' rarely pays off and often leads to losses

AI-assisted summary

It is extremely unlikely for an individual investor to consistently "beat the market" over the long term.

Investors should align their asset allocation with their individual goals, time horizon, and risk tolerance.

Focusing on tax-efficient strategies and sound financial planning is more likely to lead to success than trying to outperform the market.

Q: How can I find investments that “beat the market”?

A: You can’t with any certainty and will risk the opposite (underperforming). .” I wish it were possible but know it is not. Any non-sales-oriented investment advisor should tell you the same.

If we are talking about selecting individual stocks and industries that might outperform the index they belong to, this effort is extremely unlikely to succeed for very long