"Trump Accounts: are coming by way of the massive tax and spending package he signed to law this year. Bonnie Cash/Bloomberg/Getty Images

US citizens born between 2025 and 2028 will soon be eligible to receive $1,000 from the government in a “Trump Account,” a new tax-deferred investment vehicle whose funds become available once the child turns 18.

Although some critics say the accounts are flawed since they don’t help parents in need of immediate financial support for their child, I believe the long-term benefits for children of all incomes far outweigh such concerns. That’s because I have my own “Trump Account” — or, rather, a much earlier version of one.

At the age of 12, when my grandfather asked me what I wanted as a bat mitzvah present, I had an unusual request: shares of Ge

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