It should be a relatively easy problem to solve.

Twenty-four million Americans face whopping increases in their health insurance premiums starting next month, increases of hundreds if not thousands of dollars a year. These are the self-employed or employees of small businesses and their families who, because they don’t get health insurance from employers, buy insurance on the exchanges created by the Affordable Care Act, or Obamacare, as it is most commonly called.

Although these policies have always been government-subsidized to a degree, depending on income, the level of government support was temporarily increased during the COVID-19 pandemic by adding new tax credits. Those tax credits are now set to expire just as ACA premiums, and everywhere else, are about to take a sharp jump bec

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