New Delhi, Dec 8 (PTI) As many as 15 crore, or 26 per cent of the total 57.07 crore Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts, are inoperative, Minister of State for Finance Pankaj Chaudhary said on Monday.

"The data regarding number of inoperative accounts vis-a-vis women, rural and semi-urban areas that are closed under the Pradhan Mantri Jan Dhan Yojana (PMJDY), is not centrally maintained. However, there are about 15.09 crore inoperative PMJDY accounts out of the total 57.07 crore PMJDY accounts in the country," he said in a written reply in the Lok Sabha.

Replying to another question, Chaudhary said as on September 30, 2025, banks have a total of 7.81 crore KCC accounts with an outstanding amount of Rs 10.39 lakh crore, of which public sector banks (PSBs) have a total of 2.22

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