One in four Americans today is a family caregiver – someone who helps an aging parent, a spouse, or a loved one with a disability live as independently as possible. They manage everything from meals and doctor's visits to bills and daily care, often while juggling jobs and raising children of their own. These unpaid responsibilities come at a steep cost as caregivers spend over $7,200 annually – 26% of their income – out of pocket each year, straining their own financial security as prices for groceries, health care, and utilities continue to rise.

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