How long does it take to recover from debt resolution?

While debt resolution recovery isn't instantaneous, you could move to a stronger financial position faster than you expect. Rob Hyrons/Getty Images

For many borrowers, the debt resolution process results in a mix of relief and uncertainty. On one hand, settling your balances for less than you owe can feel like the first deep breath you've taken in months, or maybe even years. But once the settlement negotiations end and the once-overdue accounts are closed, that mix of relief and uncertainty is often replaced by the difficult question of what comes next. And, that question feels especially relevant right now.

After all, credit card debt is climbing , payment delinquencies are rising and inflation is stretching budgets thin, so a lot of borrowers are finding themselv