Marcus Armitage sat down for the Life on Tour podcast and admitted something most pros won’t: he was 100 grand in debt, facing bankruptcy, and one missed cut away from losing everything.

The year was 2019. Armitage walked into the tour school carrying £100,000 in debt and the weight of a mortgage he and partner Lucy had just taken on. If he failed to secure his card, bankruptcy wasn’t a possibility — it was a certainty.

“Me and Lucy just got our first house, and I went to tour school, and if I would have missed you know my card, I would have been bankrupt,” Armitage said on the December 9 podcast. “She would have been, you know, her business would have been a big thing, we would have lost the house, we would have lost everything.”

The stakes weren’t abstract. They were concrete, im

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