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Today is the pivotal day for the Senate on healthcare.

The Senate takes test votes on competing Democratic and Republican proposals to address astronomical healthcare premium spikes at the end of the year. But it’s about the math. Both need 60 yeas. Neither will pass.

Everything starts around 11:30 a.m. ET.

The Senate votes first on a GOP plan. It does not renew the expiring Obamacare subsidies. It simply allows people to use health savings accounts (HSAs) to shop for coverage. Republicans believe this will dramatically bring down healthcare costs.

MODERATE REPUBLICANS STAGE OBAMACARE REBELLION AS HEALTH COST FRUSTRATIONS ERUPT IN HOUSE

The Senate then pivots to the Democratic plan. It renews the expiring Obamacare subsidies for three years

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