Social Security is the foundation of many seniors' retirement. Some 62% of retirees say their monthly benefits represent a major source of income, according to the most recent iteration of a national Gallup poll.

That's the highest reading in the survey's 24-year history. It's also worth noting that fewer than 30% of respondents expected Social Security to be a major source of income in retirement 20 years ago. So, you may be underestimating the importance of Social Security to your own retirement.

Unfortunately, many Social Security recipients who rely on their monthly payments are finding that they aren't receiving as much from the government program as they're accustomed to. Despite the annual COLA increasing their benefits every year, many haven't received the entirety of those ra

See Full Page