Buying insurance for the first time can be overwhelming, especially as policies move online. While digital platforms offer convenience, experts warn of hidden risks that can affect both your money and personal data.

Here are five key red flags to watch out for:

Misleading product pitches

“Many first-time buyers enter the process without fully understanding what they are signing up for,” says Prashant Singh Rana, CoFounder of Plus91Labs. Overly aggressive or vague sales pitches can mask exclusions or limitations in the policy. Always read the fine print and clarify doubts before committing.

Unsecure digital channels

Sharing personal information on unverified links or completing KYC through insecure platforms can expose you to fraud. Rana advises,

“A customer journey engineered with tr

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