How WA property owners can get financial relief after the flood Monica Nickelsburg December 12, 2025 / 1:54 pm

More than 100,000 Washington residents have been advised to evacuate their homes in the wake of catastrophic flooding across the region. That’s about double the number of Washington homes and businesses that are covered by flood insurance, said Aaron VanTuyl from the Washington State Office of the Insurance Commissioner.

“ Flood damage, by and large, is not covered by your typical homeowners insurance policy,” he said.

Instead, property owners would need to have purchased a separate policy through the National Flood Insurance Program , run by the Federal Emergency Management Agency, or on the private market, before the flooding event.

“ I think there's the tendency fo

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