If your health care plan has Affordable Care Act subsidies, they're set to expire at the end of the year.

That could lead to higher premiums for millions of people in Florida alone.

Florida leads nation in enrollment

In Florida, 4.7 million people are enrolled in Affordable Care Act plans – the most of any state in the nation. Experts say many of them could end up paying more out of pocket for health care next year.

Cat Jaramillo said her health insurance is why she only had to pay a fraction of the cost of a procedure for a swelling hand.

"I think it was like $500 or something. Or less," Jaramillo said.

Subsidies keep costs manageable

She said it's the only way she was able to pay for her prescriptions for antidepressants and ADHD medication.

"Without insurance, that medication is

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