Major changes to the Motability scheme are “cruel and unfair”, a disabled motorist who depends on the affordable car leasing system has said.

Benefits claimants are set to pay an extra £400 upfront for their car lease after Chancellor Rachel Reeves launched a tax crackdown on the company running the scheme .

And luxury car models such as BMWs and Audis will be stopped following pressure from the Government to offer only mainstream brands.

Gregory Patton, a 63-year-old from west London, is worried that extra costs may restrict the kind of car he is able to get when his current lease ends. New Feature

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Patton receives around £800 a month via the personal independence payment (PIP) benefit, paying around £300 a month to Motability

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