Simple 10-step checklist to ease financial pressures at Christmas View Image

The countdown to Christmas has begun, and with the prospect of upcoming social events and presents to purchase, it's no surprise that the festive season is one of the most costly times of the year. Many people often feel the financial strain long after the festivities have ended and January rolls around.

It's hardly surprising that the start of the new year is the busiest period for debt help charities, with people struggling to cope with the December spending spree. Despite the ongoing cost-of-living crisis, people are predicted to spend an average of £600 on Christmas-related products and activities, according to the Daily Record .

If you're looking for ways to save money this month, the following che

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