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SALT LAKE CITY — Most of us have learned to be skeptical of just about everything that comes into our email inbox. Still, every year, people get duped out of billions of dollars. Turns out, cybercriminals are using specific trigger words to rip folks off more successfully in email scams.

An analysis by email platform, ZeroBounce, has found the following are the top five "dangerous email words": i ncome, investment, credit, billion and free.

These are the five words that have the highest rate of people clicking through a scam email.

What the words have in common is they are financial-trigger words. Criminals know people react fast when money is on the line. Money can also make folks feel desperate.

"Take a step back," cautioned former FBI operative Er

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