An NRI who built a ₹100 crore portfolio after years in the US reflects on returning to India, financial freedom and why life now feels strangely unreal.

After building a ₹ 100 crore-plus investment portfolio and returning to India from the US, an NRI professional has described how his life has become both a “bliss and a curse”.

In a candid Reddit post titled ‘Returned to India, Doing “nothing”, it can be a bliss and a curse!’, the man traced his journey from a middle-class upbringing to financial independence. He described starting his career at a services firm, moving into core tech, relocating to the US, and steadily investing over the years.

“The last few years have been phenomenal for our stock portfolio,” the user wrote, adding that the $12 million-plus (approximately ₹ 100

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