The Texas and Oregon grandkids love magnetic tiles, a clever educational toy featuring colorful geometric pieces that can be morphed into imaginative structures. The grands’ ability to construct walls and towers — and topple them just as quickly — comes with the sweet sounds of squealing.

When I play with the kiddos, I organize pieces by colors and shapes before coaxing the electrons to stick together. This is my approach to an effective Affordable Housing Trust Fund. I know how many red triangles and blue squares are available for the build.

The grands have more fun. They grab pieces — no matter color or shape — and let the electrons figure out if they want to date, just be friends or go their separate ways. Yellow rectangles stagger atop red triangles, but isn’t the fun in learning wha

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