Each summer kids begin to embrace more independence. School is out, parents are at work, and an opportunity to embrace personal finance is presented. Developing money management skills, teaching responsibility, and instilling an appreciation of hard-earned cash is imperative. Whether it’s earning an allowance or spending birthday money, these everyday moments present valuable opportunities for children to build confidence and financial awareness.

In today’s fast-paced and ever-changing world, financial literacy is critical. A recent study by Bank of America found that with today’s high cost of living, almost half of Gen Z are still financially dependent on others. In the 89th Texas legislative session, legislators passed House Bill 27, which requires public high school students to complet

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