A homeowner was left feeling every single emotion after receiving a letter to say that her mortgage was paid off—but it wasn't what she expected.

On July 26, Marissa Kilroy from Southern Ohio received a "totally unexpected" letter from her lender that appeared to suggest her mortgage was paid off in full. She's only lived in the house for five years, so Kilroy was left utterly stunned by the prospect of being mortgage free at the age of 33.

Of course, she was skeptical at first. Kilroy told Newsweek that she "thought it was spam" or maybe a potential scam initially. Indeed, she almost threw the letter away before even opening it.

"I was shook, and for a second I thought I was in a financial fairy tale," Kilroy said. "Like, who secretly pays off someone's mortgage? I was equal parts ex

See Full Page