Americans will pay a lot more for health insurance next year, according to analysis from KFF, a nonpartisan health policy research group. Those who buy insurance through the Affordable Care Act will see premiums rise an average of 75%. This includes millions of Americans who don’t have employer-sponsored insurance and don’t qualify for Medicaid or Medicare.

Insurance companies attribute the price hikes to the end of government subsidies, which helped drive the uninsured rate to a historical low. Higher costs will lead many healthy people to take their chances and go without insurance. That’s bad news for the rest of us. Those left in the insurance pool will be sicker and more expensive, leading to further premium hikes for everyone.

There’s a simple solution: Congress could extend those

See Full Page