Whether you’re a parent sending a child off to kindergarten or a young adult heading to college, the back-to-school season is a powerful reminder that life changes quickly. And when it does, proper legal planning can make all the difference.

For parents of young children, now is the time to confirm that you’ve named legal guardians in a valid will. If something happens unexpectedly, the person you’ve chosen can step in to provide care and stability during a difficult time. This not only protects your children but also ensures the decision stays in your hands—not a judge’s.

If your child is turning 18, you may be surprised to learn you no longer have automatic access to their medical or financial information. Once a child becomes a legal adult, parents lose the ability to speak with docto

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