Delinquent federal student loan borrowers are squarely in the sights of the Trump administration.

No government program has played a bigger role in financially supporting Americans than Social Security. In 2023, an estimated 22 million people were pulled above the federal poverty line by their Social Security income , 16.3 million of whom were aged 65 and over, according to the Center on Budget and Policy Priorities. If this program didn't exist, the poverty rate for retirees would jump nearly fourfold to an estimated 37.3%.

Getting as much as possible out of Social Security isn't a luxury for most beneficiaries -- it's nothing short of a necessity. But for some of the nearly 70 million people who receive a monthly benefit from America's leading social program, their payout is facing a

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