SALT LAKE CITY — Cami Hauver and her husband, Oliver, are in good stead when it comes to their household finances, and it’s a situation they’ve cultivated through thoughtful decision making.

The couple, both in their 30s, attended in-state colleges and got through their undergraduate studies without accruing debt, drive used cars that they paid cash for and bought a home in Sandy in 2021 when mortgage interest rates were still hovering in the 3% range.

“I would say we are doing fine,” Cami Hauver said. “And we feel very lucky compared to other people in our age group.”

But what’s going on in the world in general, and the U.S. economic landscape more close to home, is a cause for concern.

“I do feel a sense of anxiousness for the future,” Cami Hauver said. “One thing that we’re working

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