Last week Pennie, Pennsylvania’s official health insurance marketplace under Obamacare, sent a notice to enrollees notifying them of changes under the law and the Big Beautiful Bill recently passed by Congress. It begins by stating “IMPORTANT — Unless Congress acts, you will pay more for your health plan in 2026.” The significant words here are “will” as opposed to “may” and 2026, which indicates how soon the changes will be implemented — that is, we are not discussing some time distant in the future. How many policyholders received the notice is unknown but Pennie is a very significant source of health insurance for Pennsylvanians.

• How important is Pennie? In 2025 Pennie reported almost half a million registrants during its open enrollment period. The report continued to state that i

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