Key takeaways:

As health care costs rise and the expiration of enhanced premium tax credits looms, experts predict a surge in ACA premiums.

Higher premiums could delay care, leading to longer patient visits.

Rising health care costs and federal policy changes are driving up premium rates for the growing number of Americans covered by the Affordable Care Act, which could be detrimental for these policyholders, according to experts.

Each year, health insurers submit filings that detail rate changes and expectations for health plans regulated by the Affordable Care Act (ACA), according to a report by nonpartisan health policy research group KFF. The KFF report revealed that individual market insurers have requested the largest premium increases since 2018, “the last time that policy uncer

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