It’s not often one comes across sound, concise advice. So when I came across the following statement the other day, I took notice:

“Live below your means.”

This advice, writes Dr. Patrick Fagan , was given to a group of professional therapists, but it also translates to families.

What children need most from their parents is their time. Time given is attention given. In family life and in marriage, time is love. Deliberately ‘living below your means’ affords time for family dinner, for hours with the children, for walks with your spouse, for family gatherings.

‘Live below your means’ is a strategic choice of monumental import that will enrich generations. Children need their parent’s time more than their money. Time together results in affection, confidence and a great outlook on l

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