iNews Life
In our How I Manage My Money series we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.
This week we speak to Melanie O’Neill, 69, who lives in Lancashire. She has one son, aged 39, and a four-year-old grandson. She has a partner but doesn’t live with him. Melanie, who grew up in South Africa, retired from a stressful call centre job but did not work enough years in the UK to qualify for a full state pension. She is worried about the state pension age going up and thinks the triple lock should be maintained. Melanie has struggled with debt and lives in a House in Multiple Occupation (HMO).
Monthly budget
My monthly income: State pension, £456.89; pension credit, £451.56; housing benefit, £368.20.
My monthly o
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