NEW YORK — Howard Stern is looking forward to retirement, sources say.

The SiriusXM host is a self-professed homebody and germaphobe, who has hunkered down in his mansions in the Hamptons and Palm Beach since the pandemic.

“COVID has turned him into a semi-recluse. He feels safer at home,” said one insider.

Stern’s ratings have taken a beating since he told Trump supporters to stop listening to him. And Stern gets paid $90 million a year.

“Howard feels like he has gone as far as he can go, and wants to go out on a high note,” the source said.

Stern told Chaunce Hayden for his book “Was It Something You Said?” that he doesn’t think he’s “ever really been recognized for the impact” he’s had on the entertainment community.

“I have always been disrespected, my entire career,” he said. “I

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